The following are selected highlights from the agencies’ responses to issues raised by EGRPRA commenters to reduce regulatory burden, especially on community banks. Simplifying the capital rules The agencies are developing a proposal to simplify the generally-applicable framework. Such amendments likely would include: Replacing the framework’s complex treatment of high volatility commercial real estate (HVCRE) […] Read More
U.S. bank regulators are considering easing commercial real estate appraisal requirements, a move that could benefit borrowers. Regulators have concluded that the threshold for mandatory appraisals on commercial property, which hasn’t been raised since 1994, should be increased from $250,000 to $400,000. The residential threshold of $250,000 would remain unchanged. Small Business Borrowers Benefit The […] Read More
Like most industries, banking has seen its fair share of ups and downs over the past decade. Whether it’s the recession, the slow-but-steady recovery, or the introduction of new technologies, how financial institutions and people manage money has shifted significantly. Big and small disruptions, many driven by technology, will continue to shape the banking industry […] Read More
The future looks bright for commercial real estate development, and experts continue to be optimistic about a continued boom for the foreseeable future. This is despite what many see as continued economic and regulatory uncertainty that has affected the industry since the 2008 downturn. Commercial Real Estate Growth Industry experts base their expectations on two […] Read More
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